When Do You Stop Paying Mortgage When Selling A House?

You stop paying your mortgage the month your home sale officially closes. Continue making regular monthly payments throughout the entire listing period, even after accepting an offer. Your lender requires your account to remain current until the closing date,...

At What Point Is A House Not Worth Fixing?

A house is not worth fixing when repair costs exceed 50% of the property’s current market value, when multiple major systems fail simultaneously, or when the home has reached functional obsolescence. According to housing research from the Federal Housing Finance...

Capital Gains Tax On Inherited Property

Do you pay taxes on inherited property in New Hampshire? No, inheriting property doesn’t automatically trigger a tax bill. New Hampshire has no state inheritance tax, and federal estate taxes only apply to estates exceeding $15 million (2026). However, you will...

Can You Sell A House Above The Appraised Value?

Yes, you can sell a house above its appraised value, though it requires specific market conditions and buyer circumstances. When a property sells above appraisal, the buyer must typically cover the difference in cash since mortgage lenders only finance up to the...

How Long Should A House Sit On The Market Before Selling?

Most houses sell within 30-90 days when priced correctly, with the national average being 32 days on market. However, if your home hasn’t received offers after 10-30 days or 5-8 showings, it’s time to reassess your pricing strategy. New England Home Buyers...